Associate - Commercial Real Estate Loan Syndications

Company: First Horizon
Location: Charlotte
Posted on: March 31, 2026

Job Description:

As an Associate within the Loan Syndications group at First Horizon Bank, you will play a vital role in supporting the Commercial Real Estate Syndications Officer in the structuring, marketing, and execution of syndicated commercial real estate loan transactions. The ideal candidate will have at least three years of hands-on experience in commercial real estate lending and demonstrate a strong understanding of CRE markets, deal structuring, and risk assessment. Key Responsibilities: Assist Officer in the preparation and review of underwriting materials and deal presentations for syndicated commercial real estate loans. Conduct comprehensive financial analysis of CRE transactions, including cash flow modeling, borrower financial review, and collateral assessment. Support the syndication process by preparing detailed term sheets, marketing materials, and other transaction documentation. Coordinate with CRE relationship managers, credit officers, and external participants to gather relevant information and facilitate syndication efforts. Monitor ongoing syndicated loan performance, track covenant compliance, and maintain communication with participating financial institutions. Research CRE market trends, property sectors, and regulatory developments to provide actionable insights to associates and clients. Participate in client meetings and calls, assisting in responding to client inquiries and requests related to syndicated CRE loans. Ensure all transactions are executed in compliance with internal policies and regulatory requirements. Utilize loan origination and syndication management systems to support accurate transactional record-keeping and reporting. Participate in other projects as requested by management. Required Qualifications: Bachelor’s degree in finance, accounting, real estate, or economics preferred. Minimum of 3 years’ experience in commercial real estate lending (syndication experience a plus) or commercial real estate debt advisory. Formal credit training is a plus. Strong financial analysis and modeling skills. Excellent written and verbal communication skills for internal and client-facing interactions. Proficiency with Microsoft Office Suite (Excel, PowerPoint, Word). Detail-oriented with strong organizational and time management skills. Ability to work effectively as part of a collaborative team of associates and across functional groups. Preferred Qualifications: Experience in loan syndications or in another capital markets environment. Familiarity with CRE property types, valuation methodologies, and market participants. Experience working directly with clients in a financial institution or CRE environment. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nations best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Keywords: First Horizon, Gastonia , Associate - Commercial Real Estate Loan Syndications, Accounting, Auditing , Charlotte, North Carolina